It's a great time of year, of course. Despite the holiday bloat and that whole confused/back-to-work thing, doesn't it feel like an excellent time for new possibilities?!
I know I've posted about IRAs before, but it's prime time to take another glance. This is a graphic that I scanned from Real Simple (December 2011) and then altered, color-wise, through Picnik.com. It started out green (apropos, non?), but the invert feature gave this cool purple and blue combo. This version is also a bit easier to read. You can also click the graphic to enlarge it a bit. Eye strain is never specs-y, peeps.
Anywho, open an IRA. Contribute to it. Enjoy it later. You'll be so glad that you did. And the earlier you start, the more monies you will earn. Consider dollar cost averaging, per Suze.
Happy New Year!